Free assessment and first month free on annual subscription.
Employee Benefit Insurance Products
Funding your Benefits
Funding your Benefits
Funding your Benefits
Providing the best value to your employees is important. Value not only includes the level and cost of insurance, but also service. We work with a wide variety of insurers, giving us the ability to find the right plan for your business needs.
With all the options available to employers today, such as partial self funding, level premiums HSA's and other government approved programs, employers need more information and expertise to assist them in making the best decisions for their business and their employees.
Group Insurance
Funding your Benefits
Funding your Benefits
- Medical (PPO, HMO, POS, CDH/HDHP, HSA,HRA, Fully Insured, Partial/Full Self Funding)
- Prescription Drug Program (Fully Insured or Self Funded)
- Dental (PPO & Passive Network)
- Life Insurance, AD&D
- Short-Term Disability (STD)
- Long-Term Disability (LTD)
- Statutory (NY, NJ, CA, RI, HI, and Puerto Rico)
- Vision
- Employee Assistance Program (EAP)
- Wellness Programs
Voluntary Products
Funding your Benefits
Voluntary Products
- Individual Financial Planning
- Disability Buy-up Programs (individual or group)
- Legal & Identity Theft
- Group Homeowner's/Automobile
- Life Insurance - Term/Variable/Universal/Permanent
- Accidental Death and Dismemberment (AD&D)
- Critical Illness (cancer, stroke, etc.)
- Hospital Indemnity Plans
- Pet Insurance
- Long Term Insurance
Retirement Plans
Retirement Plans
Voluntary Products
One of the most important parts for an benefit package. We help our employees protect their health and finances, but what about after the leave the job? Most people save for their retirement through their employers. We partner with one of the most experienced, independent agencies in Michigan. We work with the best and stay local.
Global Benefits
Retirement Plans
Global Benefits
Whether employees are traveling to locations outside of the US or your non citizen, non-employee board members are visiting the US though out the year. They can rest assured their healthcare needs will be insured with the coverage insured by well known, financially secure insurance carriers.
Product Support
Retirement Plans
Global Benefits
- Renewal Analysis, negotiation
- Enrollment
- Implementation & Change paperwork
- Benefit Communications
- Year round claim resolution
- Plan servicing for Administrators and employees
- Monthly statements to Financial Department monitoring enrollment/plan changes
Executive Insurance
Property & Liability Insurance
Executive Insurance
Insurance on your key employees is a business strategy from two perspectives. One it is part of a business succession plan and two, it's a reward to the people running the business.
Worker's Comp
Property & Liability Insurance
Executive Insurance
We believe in specialties. Not everyone can be everything to everybody, which is why we partnered with one of the top privately owned P&C companies to guide our clients to obtaining the best rates possible and be there to provide service.
Property & Liability Insurance
Property & Liability Insurance
Property & Liability Insurance
We understand we need to protect our physical property, but what about what we do as a profession? Our partner makes sure you are covered properly for your business and type of risk and reviews it on an annual basis. Businesses change.